Customer due diligence for the Philippines
Navigate KYC compliance, onboard new customers, and detect fraudulent activity all in an end-to-end platform. The Onfido Real Identity Platform supports BSP compliance, and enables businesses operating in the Philippines to digitize identity verification and deliver an exceptional user experience.
How can Onfido help?
Navigate MORB/MORNBFI compliance
Create digital onboarding journeys that are compliant and scalable, all in a drag-and-drop interface.
Digitize onboarding with confidence
Grow your business across digital channels without compromising on local regulatory needs. Onfido’s Verification Suite creates a unified view of customer identity.
Prevent organized fraud
Stop identity fraud by orchestrating a suite of verifications and signals, powered by our award-winning Atlas™ AI.
Reduce complexity
Our end-to-end Real Identity Platform makes verification policies simple. Global document coverage, trusted databases, and no-code workflows give you all the tools you need to know your customers.
On our path towards becoming a digital-first bank, Onfido has been an invaluable partner, helping UnionBank of the Philippines to leverage the power of digital identity verification and move closer towards achieving our goal of providing seamless, mobile-first banking services to our valued customers.
AJ Atienza, SVP Digital Channels Head, UnionBank of the Philippines
Read the UnionBank case studyWhat are the kyc requirements in the Philippines?
Philippines’s Central Bank (Bangko Sentral ng Pilipinas) has key anti-money laundering laws, rules, and regulations in place. It also regulates electronic KYC procedures to ensure businesses are able to onboard users remotely in a safe and secure manner. These rules are outlines in The Manual of Regulations for Banks (MORB) and The Manual of Regulations for Non-Bank Financial Institutions (MORNBFI).
How can businesses in the Philippines verify identity?
MORB/MORNBFI allows for remote identity verification methods, where users can scan their government ID and face using a smartphone or webcam. This information can be processed by third-parties to ensure the user is authentic and who they claim to be, meaning customers can sign-up for financial services in seconds from anywhere.
How does Onfido help?
Our AI-powered solution enables the capture of ID documents and facial biometrics, giving businesses confidence in the identity of their users. Onfido Studio makes building flexible no-code workflows simple, automating the decision-making process for specific regulatory obligations. We return results in seconds via API or our dashboard — our technology is used by some of the Philippine's leading financial institutions.
Introducing the Real Identity Platform
Identity verification solutions for eKYC in the Philippines
Document and Biometric Verification
Have confidence in your customer’s identity by verifying Philippines-issued photo IDs such as the Driver’s License, Social Security Card, Voter’s ID and many others. Powered by Atlas™ AI, our Onfido document verification uses advanced techniques to assess documents for authenticity.
Onfido Studio
Build identity verification workflows according to your needs in our drag-and-drop orchestration tool. Users are automatically routed to the path that makes the most sense for them to maximize conversion and minimize risk.
Smart Capture
Make document and biometric capture seamless with our Smart Capture SDKs. They feature glare and blur detection, multi-frame image capture, and WCAG AA accessibility features.
Data Verification
Validate user-submitted data against a range of trusted data sources globally and locally. Choose a range of database verification methods including, PEPs and Sanctions Watchlists, and more.
Fraud Detection Signals
Analyze passive fraud signals like phone and device intelligence to catch organized fraud without introducing additional user friction.
Keep up to date with identity news and insights
Ready to get started?
Our identity experts are available to talk through your requirements, answer questions, and set up a demo.
