KYC Philippines hero image
Global support

Customer due diligence for the Philippines

Navigate KYC compliance, onboard new customers, and detect fraudulent activity all in an end-to-end platform. The Onfido Real Identity Platform supports BSP compliance, and enables businesses operating in the Philippines to digitize identity verification and deliver an exceptional user experience.

How can Onfido help?

Onboarding Customers

Navigate MORB/MORNBFI compliance

Create digital onboarding journeys that are compliant and scalable, all in a drag-and-drop interface.

Navigate Compliance

Digitize onboarding with confidence

Grow your business across digital channels without compromising on local regulatory needs. Onfido’s Verification Suite creates a unified view of customer identity.

Detect Fraud

Prevent organized fraud

Stop identity fraud by orchestrating a suite of verifications and signals, powered by our award-winning Atlas™ AI.

Reduce Complexity

Reduce complexity

Our end-to-end Real Identity Platform makes verification policies simple. Global document coverage, trusted databases, and no-code workflows give you all the tools you need to know your customers.

Union Bank logo

On our path towards becoming a digital-first bank, Onfido has been an invaluable partner, helping UnionBank of the Philippines to leverage the power of digital identity verification and move closer towards achieving our goal of providing seamless, mobile-first banking services to our valued customers.

AJ Atienza, SVP Digital Channels Head, UnionBank of the Philippines

Read the UnionBank case study

What are the kyc requirements in the Philippines?

Philippines’s Central Bank (Bangko Sentral ng Pilipinas) has key anti-money laundering laws, rules, and regulations in place. It also regulates electronic KYC procedures to ensure businesses are able to onboard users remotely in a safe and secure manner. These rules are outlines in The Manual of Regulations for Banks (MORB) and The Manual of Regulations for Non-Bank Financial Institutions (MORNBFI). 

Local KYC Philippines image

How can businesses in the Philippines verify identity?

MORB/MORNBFI allows for remote identity verification methods, where users can scan their government ID and face using a smartphone or webcam. This information can be processed by third-parties to ensure the user is authentic and who they claim to be, meaning customers can sign-up for financial services in seconds from anywhere.

Local KYC Philippines image

How does Onfido help?

Our AI-powered solution enables the capture of ID documents and facial biometrics, giving businesses confidence in the identity of their users. Onfido Studio makes building flexible no-code workflows simple, automating the decision-making process for specific regulatory obligations. We return results in seconds via API or our dashboard — our technology is used by some of the Philippine's leading financial institutions. 

KYC Philippines flow image

Introducing the Real Identity Platform

Identity verification solutions for eKYC in the Philippines

Biometric Verification image

Document and Biometric Verification

Have confidence in your customer’s identity by verifying Philippines-issued photo IDs such as the Driver’s License, Social Security Card, Voter’s ID and many others. Powered by Atlas™ AI, our Onfido document verification uses advanced techniques to assess documents for authenticity. 

Discover Document Verification
Onfido image

Onfido Studio

Build identity verification workflows according to your needs in our drag-and-drop orchestration tool. Users are automatically routed to the path that makes the most sense for them to maximize conversion and minimize risk.

Discover Onfido Studio
Smart Capture SDK

Smart Capture

Make document and biometric capture seamless with our Smart Capture SDKs. They feature glare and blur detection, multi-frame image capture, and WCAG AA accessibility features.

Discover Smart Capture SDKs

Data Verification

Validate user-submitted data against a range of trusted data sources globally and locally. Choose a range of database verification methods including, PEPs and Sanctions Watchlists, and more.

Discover Data Verification
Fraud Detection

Fraud Detection Signals

Analyze passive fraud signals like phone and device intelligence to catch organized fraud without introducing additional user friction.

Discover Fraud Detection
What's new?

Keep up to date with identity news and insights