Automated KYC for France
Navigate AML and KYC compliance, stop fraud, and enable growth with remote automated identity verification. The Real Identity Platform is ETSI TS 119 461 certified and combines award-winning document and biometric verification, data validation, drag-and-drop orchestration and qualified electronic signature.
How can Onfido help?
Onfido’s Compliance Suite helps us to meet local compliance regulations in all the countries we are expanding in while maintaining a consistently high-quality user experience that our customers have come to expect. With Onfido, we are now able to build a high-performing, secure and convenient onboarding experience that will unlock our ability to scale across multiple geographies quickly.
Jeremy Ricordeau, Chief Operating Officer, LemonwayLemonway case study
Onfido has really aligned with our priorities, working with us to achieve our desired delivery by rapidly responding and iterating on their offering. Direct contact between our engineering teams has fostered a mutually beneficial partnership – identifying problems early, collaborating on solutions and improving the overall integration.
Lewis Tuff, Lead Platform Engineer, RevolutRevolut case study
We are never going to compromise when it comes to the user experience which we are offering to our clients and their communities of users. This new partnership allows us to further improve our KYC experience in an evolving regulatory framework.
Romain Mazeries, CEO, MangopayLearn more
What are the KYC requirements in France?
The primary regulatory bodies for KYC in France are the French Autorité de contrôle prudentiel et de résolution (ACPR) and Autorité des marchés financiers (AMF). The primary AML regulation is the Code monétaire et financier (CMF) which in combination with eIDAS allows for several options to verify identity:
- Using an eID (electronic identity) Art. R561-5-1 (1° & 2°)
- Face to face physical verification Art. R561-5-1 (3°)
- Implement 2 out of 6 of the following measures Art. R561-5-2:
- Obtain a copy of a customer’s identity document
- Certify the copy of the document
- Request a payment
- Confirm the identity with another bank
- Use an ANSSI PVID certified solution
- Request an eIDAS qualified electronic signature (QES)
How can French businesses verify identity?
As eIDs are not yet widely available in France, businesses seeking to onboard users remotely are limited to obtaining a copy of a customer’s ID and then additionally:
- Requesting an eIDAS-qualified electronic signature (QES)
- Using an ANSSI PVID-certified solution
- Requesting a payment
How does Onfido help?
Our solution is the first global IDV solution to be ETSI TS 119 461 certified and offer QES. Onfido’s Compliance Suite combines ETSI-certified identity verification with Qualified Electronic Signature (QES) and One-time Password (OTP) to offer simple, seamless, and eIDAS-compliant onboarding.
Identity verification solutions for KYC in France
Onfido Compliance Suite
Onfido’s Compliance Suite is an off-the-shelf, AML-compliant onboarding solution. ETSI-certified identity verification (comprising Document Verification, Biometric Verification, and Device Intelligence) and QES are brought together in Onfido Studio, creating a flexible, user-friendly, and compliant end-to-end workflow.
Make document and biometric capture seamless with our Smart Capture SDKs. They feature glare and blur detection, multi-frame image capture, and WCAG AA accessibility features.
Build identity verification workflows according to your needs in our drag-and-drop orchestration tool. Your users are automatically routed to the path that makes the most sense for them to maximize conversion and minimize risk.
The state-of-the-art AI powering the Real Identity Platform. It’s how we provide fair, fast, and accurate results.
Onfido’s solution is certified against ETSI TS 119 461 and ETSI EN 319 401, and meets eIDAS Regulation EU 910/2014. It’s also certified against high confidence profiles H1A and H2 under the UK Government's Digital Identity and Attributes Trust Framework.